Protection
Getting the personalised cover that is right for you and your family
At DF Mortgage & Protection Specialists, we understand that selecting the right cover for you, your family, or your home can feel confusing and overwhelming. With our extensive experience and knowledge, we are here to guide you through the process and tailor our advice to meet your unique needs. Let us help you find the perfect solution that gives you peace of mind.
It’s essential to regularly review your existing cover, as personal circumstances can change over time. Keeping your insurance appropriate ensures you’re adequately protected. Don’t hesitate to reach out for assistance in evaluating your current policy to make any necessary adjustments. Your peace of mind is our priority!
Home Insurance
Also know as Buildings & Contents insurance. Home insurance protects your home and belongings from various risks, providing financial coverage for repairs, replacements and liability claims. Most common claims result from fire, theft and flood.
We also offer Landlord insurance which is designed specifically for those who let properties.
Life Insurance
Losing a loved one is devastating, but leaving debt behind adds extra stress and worry for families left behind. Life Insurance is a tax-free lump sum payment that is designed to clear debt in the event of a death, providing your family and loved ones the financial security they need. Contact us to discuss the different life insurance policies that would suit you.
Critical Illness Cover
The main purpose of Critical Illness cover is to keep your life on track should illness strike. Critical Illness cover is designed to pay a tax-free lump sum in the event you are diagnosed with a specified illness (each provider has their own specified illness cover policy). Most common claims are cancer, heart attack, stroke and neurological conditions.
Having this cover in place will give you the peace of mind that while you are recovering that you do not need to worry about debt or loss of income but can also provide money for private treatment or adapt your home.
Income Protection Cover
Income Protection Cover provides financial security by paying you a monthly income based on a percentage of your salary if you are unable to work due to illness, injury or disability until you can either return to work or hit retirement age.
We provide tailored recommendations to you, whether you're employed and maybe receive company sick pay, self-employed or an NHS worker we have you covered.
Family Income Benefit
Family Income Benefit is a special type of life insurance where in the event of your death your loved ones will be paid a regular income for a set period to replace the lost income. You stipulate what income you would need your loved ones to receive, and over what time period. It's ideal for families with young children and or if one partner is the primary earner.