Mortgages

Getting the personalised advice that is right for you

Over 20 years experience in the business

At DF Mortgage & Protection Specialists, we understand that owning a home is the most significant financial decision you'll ever make. We take pride in tailoring our mortgage advice and securing the best deals in the market for our clients. Whether you are buying your first home, moving, remortgaging, or investing, rest assured that you're in safe hands with us!

First Time Buyers

Looking to buy your first home but feeling a little overwhelmed? Look no further, we will hold your hand throughout the whole process from where to start with budget planning, obtaining an agreement in principle, finding the right mortgage to suit your needs, helping negotiate offers with estate agents, the complex legal process, all the way to moving in.

Home Movers

Are you thinking about moving? Whether you’re downsizing, relocating, or looking to upsize, we are committed to ensuring a smooth transition. We start by assessing your affordability, the costs involved in selling and buying, and how this applies to your specific circumstances. We also specialise in helping you transfer (port) your existing mortgage to your new home, ensuring you are well-prepared for your next property purchase.

Remortgage

Is your current deal nearly ending? We will shop around and find you the next best deal with a different lender, or is staying with your current lender and applying for a product transfer cheaper? Let us do the hard work and save you money.

Has your circumstances changed since you bought the property, a remortgage is not just about a new deal its about ensuring the mortgage is still working for your needs.

Need extra money? We have broad experience in helping people release equity, paying your help to buy loan back, home improvements, debt consolidation, deposit for a buy to let and many more…..

Buy to Let / Let to Buy

Looking to buy your first investment property or are you an experienced landlord looking for support with your existing and expanding portfolio? We operate in both personal and limited company buy to lets.

If you currently own a residential home and are thinking about moving without selling, we can guide you on how to convert your existing home into a let to buy. Get in touch to discuss the process and associated costs involved!

Agreement in Principle

Also known as a decision in principle, this is not a formal mortgage offer, mortgage offers are still subject to full underwriting assessment at time of application. There are two main reasons we recommend you obtain this certificate before viewings houses:

Your peace of mind is our priority. With a thorough assessment of your affordability and a successful credit score check, you can feel confident that you are approved for the house price you desire. Let us guide you through this exciting journey to homeownership with assurance and expertise.

Providing your certificate to estate agents is essential, as it demonstrates your readiness to move forward with a property purchase. Most agents generally require this certificate before accepting offers or allowing viewings. Having it ready not only accelerates the process but also strengthens your standing as a serious buyer.

Checkmyfile gives you the UK’s most detailed credit report.

Compare info from Experian, Equifax, and TransUnion in one place.
On-hand support helps you make sense of the data and spot errors.
Learn the habits that could improve your credit health.

Try it free for 7 days, then it’s £14.99 a month. Cancel online anytime.

https://www.checkmyfile.partners/GSFBJQX/2CTPL/

or click on QR code

Need help with downloading your credit file?